Darren Lum


My team and I go above and beyond to assure all of our clients are more than satisfied. Whether it’s a purchase or a refinance that we are helping you with, we do our best to make sure it is a seamless process.

Darren Lum


Our focus as a company is serving our clients the best we can.

Results Oriented

We strive to streamline the at times overwhelming mortgage process.

Tackling challenges

Have a more complicated situation? We'll find the right solution for you.

Experienced Team

You'll work with our highly experienced and communicative team.

More About Me

I am very knowledgeable in all aspects of FHA Loans, Conventional Loans, and VA loans. We know how important referrals are so we make sure to do a great job when working with our clients.

How Does It All Work?

Once you share your requirements with us, we'll leverage our expertise to suggest suitable options. Collaboratively, we'll submit your application, collect required documents, and move forward with the loan processing.
happy man holding box and standing with wife and daughter near house and board with sold letters

Why Work With Me?

I know firsthand how nervous someone may be purchasing their first home. So I keep my experience in mind when helping someone through the mortgage process.

I have extensive knowledge of Loans, Business Development and Compliance, Processing, and Closing.

Strong communication and organizational skills ensure successful delivery of service on all assignments within established time frames while adhering to strict regulatory guidelines.

Take a look at what my clients say!

Darren walked me through the process, made things easy. Did a great job taking me step by step buying my house. I would recommend him to anyone looking to refinance or purchase.

C. Terry

Ronkonkoma, NY

Darren Lum makes the process as worry free to home buyers as possible. He explains every detail, is available anytime you need him even for a quick explanation. I trust the step with Darren every part of the way.


New York, NY

Darren was a great resource throughtout this process. He is professional, knowledgeable, timely and easy to work with. I would not only work with him again but , I would also highly recommend him!


Poughkeepsie, NY

Darren is Excellence!!! He will make your dream home come true. Darren will guide you through the loan process to help you get the best home loan for you and your family. Therefore, I will recommend him over and over again to my friends and family. I truly admire him for his great, easy going personality while being a true professional.

Varg nil

New Windsor, NY

Latest news

Stay updated with weekly mortgage rates and other industry-relevant news.
Mortgage Rate Forecast This Week – February 20th, 2024

Last week’s release of CPI and PPI resulted in slightly higher than expected inflation rates which led to speculation that the Federal Reserve’s decision to cut rates will likely come much further in the year than anticipated. There was some suspicion that if inflation rates would continue to exceed predictions, it could result in another rate hike. Lending partners have responded in kind with the first significant increase in lending rates since the end of November. However, The Federal Reserve will likely maintain its current stance.

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A Comprehensive Guide to Explaining Escrow Accounts

Whether you’re a first-time homebuyer or a seasoned homeowner considering a refinance, the term “escrow account” often looms as a source of confusion. Yet, understanding the ins and outs of escrow accounts is crucial for managing your homeownership responsibilities effectively. In this article, we’ll address some common questions and concerns regarding escrow accounts to shed light on their importance and functionality.

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Weekly Success – Just Closed! – 2/9/24

Turn the Key to Your Dream Home! With my expertise as your Mortgage Originator, I’m […]

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1600 Stewart Ave, suite 701
Westbury, NY 11590

Phone: 516.858.4986
Give us a call anytime! I try my best to answer all inquiries within 24 hours on business days.